Universal Shield Insurance Group

Universal Shield Insurance Group (USIG) is an insurance holding company based in Waterford, Michigan. The company employs 23 individuals and generates approximately $50 million in annual revenue. USIG operates through two insurance carriers: Universal Fire & Casualty Insurance Company (UFCIC), an admitted carrier, and Shield Indemnity, a surplus lines carrier. Both carriers hold strong ratings from A.M. Best and Demotech, reflecting their financial stability and underwriting strength. UFCIC is also recognized by the U.S. Treasury as an acceptable surety for federal bonds up to $1,000,000. USIG distinguishes itself as a hybrid insurer/insurtech enterprise. The company leverages technology, innovative processes, advanced analytics, and extensive industry experience to achieve consistently profitable underwriting results. USIG caters to a range of clients, including well-run small businesses seeking admitted insurance solutions, often in the surplus lines market. For inquiries, visit USIG's website at universalshield.com.