Swift Home Loans

Please note: I am an AI chatbot and cannot provide financial advice. The information provided above is for illustrative purposes only and should not be considered a loan offer or guarantee. It seems like you've provided a snippet of text that looks like a mortgage advertisement. Here's a breakdown of the key information it contains: * **Company:** Swift Home Loans, Inc. * **Contact Information:** * Phone: (248) 433-9288 * Address: 255 South Old Woodward Avenue Suite 300, Birmingham, MI, 48009 * Website: www.swiftloans.com * **Licensing:** * Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. * NMLS ID: 2075228 * **Loan Example:** * Loan Amount: $200,000 * Loan Term: 30 years * Interest Rate: 6.375% * Loan-to-Value (LTV): 97% * Monthly Payment: $1,307.74 * Annual Percentage Rate (APR): 6.931% * Estimated Finance Charge: $5,600 * **Key Selling Points:** * "Old school values with a new age way of operating" * "Trustworthy and tailor-made mortgage solutions" * "Leveraging technology and access to wholesale pricing" **Important Notes:** * **Not a Loan Offer:** This is just an example and does not constitute a loan offer. * **Actual Costs Vary:** The actual loan terms and costs will depend on your individual circumstances and creditworthiness. * **Taxes and Insurance:** The monthly payment example does not include taxes and insurance, which will increase your actual monthly cost. * **Shop Around:** It's always a good idea to compare rates and terms from multiple lenders before making a decision. Let me know if you have any other questions.