Habitat for Humanity Choptank

Habitat for Humanity Choptank is a nonprofit organization headquartered in Trappe, Maryland. The organization employs 14 individuals and generates revenue exceeding $10,000 annually. Habitat for Humanity Choptank empowers individuals and families to improve their housing situations through affordable mortgage financing. They primarily serve low-income families who wouldn't qualify for conventional mortgages. The organization constructs and renovates homes, utilizing mostly volunteer labor. Since 1992, Habitat Choptank has completed over 100 homes in Dorchester and Talbot Counties, selling them at no profit to qualifying buyers. These homes are financed through affordable mortgages, with monthly payments, including taxes and insurance, repaid over 30-35 years. The mortgage payments are then reinvested to support the construction of future homes in the region. Habitat for Humanity Choptank is a named affiliate of Habitat International, a global housing ministry. You can learn more about Habitat for Humanity Choptank by visiting their website: habitatchoptank.org.