Erskine Financial Services

Erskine Financial Services is a credit card consulting firm based in Wilmington, Delaware. Founded in 2014 by Hal Erskine, the company employs two individuals and generates $2.5 million in annual revenue. Erskine Financial Services specializes in strategic planning and execution for credit card programs, including marketing, account plans, and profitability analyses. They assist clients with portfolio growth and optimization, as well as RFP management and deal coaching. The firm's expertise extends to assessing deal strengths and weaknesses, leveraging existing partner relationships, and navigating industry complexities. Erskine Financial Services distinguishes itself through its founder's extensive experience in the credit card industry, having held senior roles at MBNA America and Bank of America Card Services. This hands-on perspective allows them to provide valuable insights and guidance to clients navigating the evolving regulatory and risk landscape. The company believes in the continued relevance of affinity programs, offering a contrarian viewpoint and strategic solutions for issuers and co-brand/affinity partners. Erskine Financial Services can be reached through their website at erskinefinancialservices.org.