AgCarolina Farm Credit ACA

AgCarolina Farm Credit ACA is a member-owned financial services cooperative based in Raleigh, North Carolina. With approximately 107 employees, the company is a leading agricultural lender in the state, serving farmers, ranchers, and agribusinesses. AgCarolina is part of the Farm Credit System, the largest provider of credit to American agriculture. The company delivers tailored lending solutions to North Carolina's agricultural community. AgCarolina provides low-cost financing and exceptional service to its members, who number over 6,000 and have access to approximately $3 billion in outstanding loans. AgCarolina distinguishes itself from commercial banks through its cooperative structure. A portion of the profits generated from lending activity is returned to members in the form of patronage refunds, which significantly reduces the cost of borrowing. The company operates 20 branch offices throughout eastern North Carolina, each governed by local directors who are also farmers. For more information about AgCarolina Farm Credit ACA, visit their website at agcarolina.com.